“Thoughts are Things” was a book written by Prentice Mulford over 100 years ago. The message has stood true for the last century. The basis of the book details that what you allow to go through your mind can dictate your path to success. In the last few weeks I have come across friends and clients who have had the wrong thought process in relation to their money and material possessions. What I have come to realize is that people often use money and possessions as a way to boost self esteem. This can lead one down a path of wasteful spending on items that add zero value to our daily lives. If you think about owning an 80- inch flat screen television more often than the health of your emergency fund, you may be broke with a nice looking living room. The sad part is you will impress people who are just as broke as you, however you will feel good about the compliments while still struggling financially.