The holidays have just about come to a close which means many people are checking their bank accounts with trepidation. This time of year is joyous and special as it is an ideal time to reconnect with friends and relatives. Those friends and relatives can also come with added headache if you are one who goes to great length to please those you care about. If this is you, chances are you went all out in the spirit of gift giving and you may be looking to recalibrate your finances in order to get back on track. So maybe you went over your budget, put gifts on credit cards or took a small loan to ensure you could deliver with gifts this year. Read further as I suggest some ideas to replenish that bank account and hopefully put you ahead in the future.
The holidays create a massive surge in advertisements and promotion from companies in all industries. The gift giving season provides great opportunity for new products to land in the hands of consumers, as a result many new fancy electronics, toys, jewelry and clothing are being shoved in our faces constantly. Rarely do you see gifts of a different variety being promoted. What I mean are gifts that can fortify you financially instead of a gadget or designer jeans. When was the last time you heard someone brag about their new bank account? Below I detail three gift alternatives you may want to consider giving and or receiving as you continue your journey on financial betterment.
The holidays are fast approaching as November is now upon us. Retail stocks often rise during this time of year as the wallets and purses of most get lighter. I often caution people about overspending on gifts over the course of the holidays. We are accustomed to placing a high value on material possessions that often decrease in value immediately after purchase. I’d like to highlight a few ways to keep your finances in tact during this joyous time of the year.